Barclays Pingit. A baby step in the right direction.

Within 2 days of launch over 20,000 Brits have signed up to use Pingit, the mobile money transfer service at the heart of the Barclays’ emerging channel strategy.

We are The Levels have long been waiting for a Google Wallet type service to be launched here in the UK and we were horribly over excited when rumours started to emerge about what Barclays were up to late last year.  Pingit is a small but significant step in the right direction allowing you to transfer money to others in the UK via your mobile phone.

If you decide to use the Pingit service, your recipient will receive a text message when you send the cash.  All they need to do is to register with Pingit, either by downloading the app or register online at  www.barclays.co.uk/pingit.  All rather slick hey?

There are some downsides -Barclays accept no responsibility if you Ping the wrong person (so make sure you’ve got the right mobile number!) and they also retain the right to hold your mobile number and that of your recipient for marketing purposes. If you want to opt out of the marketing messages you have to, quite literally, send them a letter.

We’re pretty sure that the novelty of the service will wear off and within a few months it’ll be seen as just another way to pay your friends for the half of the bar bill you “forgot” on Friday night.  But, we at The Levels see this as an important step by a British bank to get us, the great unwashed in the UK, used to mobile money transactions and the concept of micro-payments via mobile.

Banks, retailers and financial institutions have a vested interest here, a cashless payment is far cheaper for them to handle so of course Barclays et al want us to Ping for our coffee in the morning and for our taxi on the way home. Horribly convenient for us and more profitable for them.  We all win.

The MD of PayPal UK, Carl Scheible agrees.

“We’ll see a huge change over the next few years in the way we shop and pay for things. By 2016, you’ll be able to leave your wallet at home and use your mobile as the 21st century digital wallet.”

If you fancy debating the pros and cons of a cash-less society with us, we’re very much up for the debate.  However at this point we’d like to emphasise the better access to financial services that mobile micropayments present to all and above all the simple convenience of the whole process of mobile micro payments.  Well done Barclays for taking this baby step we look forward to see what happens next.

Social Media Tips for Small Business

As social media evolves and it becomes harder and harder to get your voice heard amongst the noise there are a few pieces of best practise that all businesses should follow.  These are especially pertinent for small to medium sized firms who are launching themselves into social media for the first time.a street with shops

1. Stick to what you know. If you’re a garden maintenance business we don’t want to hear about your views on the Alternative Vote. What we want are your tips for growing the perfect sweetpeas and a nudge when it’s time to get the tomato plants in. Remember you’re the expert and your customers will listen to you if you demonstrate these skills and give them genuinely interesting and informative information.

2. Tell me that you’ve joined the party. Let your customers know that they now have a new way to communicate with you. Put up a sign in your shop, email your customer database or add Facebook ‘Like’ functionality to your website. No one will know you’re there unless you tell us and talking to a void can be depressing for even the most optimistic of us.

3. Give me a reason to be your friend. Social media is a crowded place with everyone competing for your customers’ attention. How do you stand out in all that noise? Give them a reason to be your friend. If you’re an independent coffee shop will you be offering free refills for everyone who ‘Checks In’ with you on Foursquare? If you’re a fashion retailer can I be notified of sales and special offers via Facebook? You need to make your customers feel as if they’re being rewarded for their loyalty to you.

4. Make a plan and make some time. We all know how precious time is when you’re running your own small business and it may seem daunting to think about adding yet another task to the daily list of must-dos. The trick with social media is to plan ahead – think about what you want to post and pull together a weekly plan of attack. You can then use a service like Tweetdeck to schedule these updates well in advance and it’ll then go away and publish them for you across Facebook and Twitter at the right time and in the right place.

5. Remember that this is SOCIAL media. You need to be prepared for your customers to talk to you through these channels as well as listening to you. It might also be the case that they aren’t always saying nice things about you. If they have a reason to complain about service and they do this through social media this isn’t such a bad thing. Resolve the issue in public and show everyone just how much you care about customer service. Don’t ignore the complaint, deal with it and show all your customers how important they are to you.

Amazon launch their Android Appstore with rumour of exclusive Call of Duty app.

Angry birds at Amazon imageIt would appear that Amazon are using all of their normal market busting tricks as they launch their Android Appstore.   Loss leaders and exclusive releases are being used by the retail giant to secure their position as top of the pops in the Android marketplace.

The store opens next month but news of their proposed pricing and exclusive products were leaked by Androidnews.de  yesterday who picked up on a prematurely published page at the Amazon website.

The page was briefly seen at amazon.com/apps but as expected it’s since disappeared whence it came.  Our friends at Androidnews.de did manage to take a few screen shots first though!

 

We’re all aware that they’ve already secured the exclusive launch of  Angry Birds Rio. But news is that our favourite megastore has secured four other exclusive titles, including Call of Duty: Modern Warfare Force Recon to celebrate the launch.  Angry birds and angry boys; what more could we Levellers want!

It’s no surprise that Amazon are going to be offering some amazing deals, but it would appear that they’re pulling their normal tricks of undercutting the competition by offering a selection of loss leaders on popular apps, in essence offering them for less than the developers are selling them for.   The developers have no need to worry though as Amazon will still reward them with the commission set at the non discounted price.

There’s still no official launch date for the Appstore but we can’t wait to see what they’ll have on offer for us.  Anything that opens up the app market and helps chip away at the power of Apple’s impenetrable walled garden is good, good thing!

To read the original article go to; http://www.androidnews.de/amazon-appstore-apps-prices-leak